How to Void Check for Direct Deposit

All you really need to provide is your account number and the bank’s routing information. By clearly writing “VOID” on the check in multiple places, you make it impossible for someone else to use. You can then provide the check to your employer so they can set up direct deposit. You can still use that check to grab or provide your bank routing and account number as those numbers are tied to your bank account and not individual checks, however. In a variety of situations, providing a voided check enables you to share your checking account information without allowing anyone to use the check.

She is certified in Microsoft application and served as the newsletter editor for OfficeUsers.org. She has also contributed to The Dollar Stretcher, Life Tips and Childcare Magazine. California loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-78868. Out-of-network ATM withdrawal fees may apply except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM. Make sure you copy the number across correctly or you might cancel the wrong payment.

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This is usually used to verify the routing and account information. If asked, simply attach a check, with the word “VOID” written across its front, to the rest of your form. Labeling the check like this renders it unusable in case it’s lost or stolen. Setting up personal financial transactions such as online bill pay, paycheck direct deposits, or automated clearing house transfers often require the use of a voided check. A voided check requires the word “VOID” written across it, indicating that it cannot be used for payment. When you use QuickBooks as your business’s bookkeeping software, there’s more to voiding a check than shredding it and tossing it into the trash.

Make a copy of the voided check to send to your employer or whoever else needs the voided check. You can keep the original for yourself as a reminder that the check with this number was not used for a specific payment. You simply write the word “VOID” in big letters on the front of the check. If you need to cancel a check, no matter the financial system you’re using you can always contact them and they will run you through the procedure to stop a check payment.

Requirements for a Voided Check

If you don’t have a paper shredder, you can use scissors to cut up the check. Make sure you cut directly through your name, account number, signature, and other important details. There are several reasons why you might need to void a check. You may want to make sure no one else uses it, or, you may need to present a voided check for someone to access and confirm your banking information. A voided check can be used to provide some banking information to another person or the organization. It cannot be misused since voided check cannot be used as transferring the amounts.

If you’re tired of dealing with paper checks and keeping records, Wise can help you manage your money electronically. Your last option is to gather all your bank account information in one place so that you can fill out a form for your employer to set up a direct deposit.

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Some banks and credit unions will automatically send you a book of checks when you first open an account with them. Others will require you to purchase your checkbooks from them. Often, banks will provide instructions on how you can set up a direct deposit without a https://www.bookstime.com/. Reach out to your bank, or see if there’s any information online about how you can do this. You can also use a voided check to set up automatic electronic payments, including ongoing expenses such as rent and bills.

• If you do not want to provide a voided check, you can ask your employer for alternate ways to confirm a bank account.
• A person can void the check by simply writing the word ‘void’ across the front page of the check.
• No two accounts at the same bank will have the same account number.
• These forms are like pre-filled direct deposit forms that you can provide to your employer.
• For example, if your company changes payroll processors, it may need to provide everyone’s routing and account numbers to the new processor.
• Leila’s writing has been featured in NBC News, Thrillist, Fodor’s, 10Best.com by USA Today, HuffPost, Eater LA, and Reader’s Digest.
• Paper checks are a traditional form of banking and many of the best checking accounts still used them.

She has been in the accounting, audit, and tax profession for more than 13 years, working with individuals and a variety of companies in the health care, banking, and accounting industries. Payment is the transfer of one form of goods, services, or financial assets in exchange for another form of goods, services, or financial assets. The word “void” should be visible on both sides of a voided check. Select the “Banking” menu and click “Use Register.” Choose the account in which you want to void a check.